The mortgage market is incredibly competitive, and it can be hard to understand what products are available, which terms are right for you, and where to get the best deal. Hiring a mortgage broker to guide you through the entire process can help you make sense of all the options available and advise you on which mortgage suits your needs.
The right mortgage broker will add a great deal of value to your real estate transaction. They will help you make the right the choices, work towards getting you the best lender, and get the best rates available to your situation every time. A quality mortgage broker will keep you updated throughout the entire process so you’ll be prepared every step of the way, through effective communication.
With so many brokers out there, it can be hard to know which one is right for you. To help you narrow down your choices, Mortgages For Less has compiled a list of the top five things to look for when hiring a mortgage professional.
It is sometimes hard to gauge the trustworthiness of a person, but reading reviews online can be a great way of determining whether a broker is a super-star or less than stellar. My reviews on Facebook, Google, and Yelp are overwhelmingly good.
- Experience and Expertise.
Like any industry, there are a lot of new brokers, and even in the banks, there are always new people filling the role of mortgage specialist. I have been doing this for over ten years and have trained many new agents who are also now very experienced. I know the ins and outs of this industry and know how to get the best mortgage for you.
- Great Rates.
While interest rates are not the only thing to consider, they are an essential part of your decision. A quarter percent spread on your rate could cost you over $10,000 over the life of your mortgage. No matter what your financial situation us, getting the best product and interest rate is important.
Some brokers and especially the banks have limited hours you can access them. However, you can reach me almost any time, and I respond quickly to text messages too!
There is a lot of information to balance, and a lot of very particular documentation to provide when getting a mortgage. A competent broker will be able to work through the complexities quickly and accurately and ensure your mortgage is obtained smoothly. I am a competent broker who can handle paperwork and other details with confidence.
If you’re looking for a mortgage broker in Alberta, Calgary and surrounding areas including Airdrie, Cochrane, Chestermere, Strathmore, and Okotoks, get in touch with Mortgages For Less.
With more than a decade of experience, we know the ins-and-outs of the mortgage world and how to best serve you. We serve as an invaluable resource for newbie buyers trying to understand how this complex process works by giving you straightforward answers and working towards getting you products and rates that suit your requirements. To have a look at the services we offer, please click here, or contact us by clicking here.