Millennials Regret These Homebuying Mistakes

Millennials Regret These Homebuying Mistakes

Millennials are people born between 1981 and 1996. These people today are between the ages of 22 and 37, and worldwide they make up a large percentage of homeowners worldwide. In Canada more than 40% of homeowners are under the age of 35, and in Calgary in particular...
Low Rates Mean It’s Time To Refinance

Low Rates Mean It’s Time To Refinance

The overnight rate has been 1.75% since October and on Wednesday the Bank of Canada announced that it will remain unchanged. Speculators suggest that this will be the case for most of the rest of this year if not part of next year as well. What this means for your...
The Pre-Approval

The Pre-Approval

When you start your journey to buy your first home you’ll notice there is a lot of information on how to do it. You might feel a little overwhelmed and not sure where to start. Take it from us; the first step is a pre-approval. What is it? A mortgage...
CMHC to Give First-Time Buyers 5-10% Down

CMHC to Give First-Time Buyers 5-10% Down

The Federal election is coming up this fall which means the office in power has released its proposed 2019 budget. It includes several bits of bait to encourage re-election, including two incentives for first-time home buyers. The first lure is a change to the...
Understanding Credit Card Debt

Understanding Credit Card Debt

Ever wonder why one month you get your credit card statement and your interest charges are surprisingly low, and the next month they’re higher than you expected? There’s a reason for that. When do you pay interest When you make a charge on your credit card...