Understanding Credit Card Debt

Understanding Credit Card Debt

Ever wonder why one month you get your credit card statement and your interest charges are surprisingly low, and the next month they're higher than you expected? There's a reason for that. When do you pay interest When you make a charge on your credit card you have 21...

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How much down payment do you really need?

How much down payment do you really need?

How much do you need for a down payment on a house? For a long time it was common for housing professionals to suggest buyers plan to provide 20% down. But in the current economic climate it is far more common for buyers to provide 5% down. Some financial experts will...

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Bank of Canada Stands Pat

Bank of Canada Stands Pat

When the Bank of Canada (BoC) announced in 2017 that they were embarking on an upward trend on interest rates, there was some concern from consumers. The BoC insisted it would be necessary in order to keep inflation in check, but many in the finance industry...

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Trying to Float On Troubled Water

Trying to Float On Troubled Water

Back near the end of 2017 the Office of the Superintendant of Financial Instituions (or OSFI if you'd like to get to the point) introduced a mortgage stress test. And ever since, it's been near impossible for many in the market to get approval to buy a residential...

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Busted! Don’t Believe These Mortgage Myths!

Busted! Don’t Believe These Mortgage Myths!

Buying a home is probably the single most expensive purchase a person will make during his or her lifetime. However, not understanding the various facets of your mortgage options or the buying process could wind up costing you dearly if you aren’t careful.

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What Our Customers are Saying About Us

What Our Customers are Saying About Us

At Mortgages For Less, we’re proud of the work that we do. But, instead of telling you why our customers love us, we’ll let them do the talking! Here’s what some of our customers are saying about us lately

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Does Your Mortgage Broker Posses These Five Key Traits?

Does Your Mortgage Broker Posses These Five Key Traits?

The mortgage market is incredibly competitive, and it can be hard to understand what products are available, which terms are right for you, and where to get the best deal. Hiring a mortgage broker to guide you through the entire process can help you make sense of all the options available and advise you on which mortgage suits your needs.

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Owner Spotlight: Joshua Tagg

I’m Joshua Tagg, proud owner of Mortgages For Less. I look forward to sharing my story. I hope that you will enjoy getting to know me better. I grew up in Calgary and went to school at the University of Calgary. I have been interested in the business since I was a...

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Announcing The New Website

We are delighted to announce the launch of our new website! Our new website provides our existing and prospective clients a simple yet interactive view of our work and the services we offer. Stay tuned to our blog for new ideas! Sign up here so you never miss an...

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